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Of the many international frequent flyer programs available to Australian travellers, Singapore Airlines’ KrisFlyer scheme is one of the most popular, particularly when it comes to credit card spend.
Not only can KrisFlyer miles be transformed into business class and first class flights with Singapore Airlines once broader international travel returns, they can be used to book trans-Tasman flights right now aboard Air New Zealand, flying quarantine-free.
AirNZ is a Star Alliance partner of Singapore Airlines, alongside other big names like Air Canada, ANA, Lufthansa, Thai Airways, Turkish Airlines and more: all of which can be booked using KrisFlyer miles.
With as many as 100,000 bonus KrisFlyer miles to be earned from a single card application, here are this month’s top KrisFlyer credit card offers from American Express, ANZ, Bank of Melbourne, BankSA, Citibank, NAB, St.George, and Westpac.
10 best Singapore Airlines KrisFlyer credit card sign-up offers
1. St.George Amplify Signature Visa with Amplify Points
Sign-up Bonus: Apply online for the Amplify Signature with Amplify Points card by September 28 2021 and spend $12,000 on eligible purchases each year for the first two years, to unlock up to 200,000 bonus Amplify Points: awarded as 100,000 points in year one, and 100,000 points in year two.
With Amplify Points converting to KrisFlyer at a 2:1 rate, that’s a reward of up to 100,000 bonus KrisFlyer miles.
Rewards: Earn the equivalent of 0.75 KrisFlyer miles per $1 spent on eligible purchases, uncapped – boosted to 0.825 KrisFlyer miles per dollar spent via St.George’s ‘birthday bonus’, being a 10% bonus counted on all the points earned via the card over the past year (or part-year, for new customers), except on the already generous sign-up bonus.
Bank disclaimer: Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account.
Annual Fee: $279, with no additional cardholder fee.
This same bonus points offers are also available on the near-identical Bank of Melbourne Amplify Signature with Amplify Points and the BankSA Amplify Signature Visa with Amplify Points credit cards when applying online.
2. AMEX Platinum Charge Card
Sign-up Bonus: Take home 150,000 bonus Membership Rewards points when you apply online, are approved and spend $3,000 on your new card within the first three months.
Plus, collect an extra 50,000 bonus Membership Rewards points in the second year upon fee renewal. That’s up to 100,000 bonus KrisFlyer miles, after converting your Membership Rewards points to KrisFlyer at a 2:1 rate.
Rewards: Most purchases accrue 2.25 Membership Rewards points per dollar spent (1.125 KrisFlyer miles, after conversion), except for government payments which earn at the reduced rate of one Membership Rewards point per dollar spent (0.5 KrisFlyer miles).
Annual Fee: $1,450, although the points you can earn are uncapped, and there’s no extra fee to add up to four additional cardholders.
3. Citi Prestige Mastercard
Sign-up Bonus: You could unlock 200,000 bonus Citibank Rewards points when you apply by June 30 2021 and spend $7,500 on the Citi Prestige Mastercard within 60 days of approval. When converted to KrisFlyer at a 2.5:1 rate, that’s equal to 80,000 bonus KrisFlyer miles.
When applying for this card, you also have the option of requesting a Linked Diners Club Card: however, spending on the Diners Club card doesn’t count towards that $7,500 tally to earn your bonus points: for this, only Mastercard spends are counted.
Rewards: When using the Mastercard overseas, and in Australia with major airlines, chain hotels and restaurants, you can earn 3 Citi Points (1.2 KrisFlyer miles) per $1 spent. At major Australian supermarkets, petrol stations and national retailers, you’ll get 2 Citi Points (0.8 KrisFlyer miles) per dollar spent, and on all other eligible purchases in Australia, the earn rate is 1 Citi Point (0.4 KrisFlyer miles) per dollar spent.
When using the optional Linked Diners Club Card, you’ll earn a flat 2 Citi Points (0.8 KrisFlyer miles) per dollar spent, both in Australia and overseas – so be sure to use the Mastercard when dining, staying in hotels and booking flights to earn the most points. All government-related spend earns no points on either card, however.
Annual Fee: $700. The fee remains the same whether or not you opt for the Linked Diners Club Card, and whether or not you have additional cardholders.
4. ANZ Rewards Black
Sign-up Bonus: Receive 180,000 bonus ANZ Reward Points when you apply and spend $2,000 on eligible purchases in the first three months from approval. Converted to KrisFlyer at a 3:1 rate, that’s 60,000 bonus KrisFlyer miles.
Rewards: Earn 2 ANZ Reward Points (0.66 KrisFlyer miles) per $1 spent on eligible purchases up to and including $5,000 per statement period, and 1 ANZ Reward Point (0.33 KrisFlyer miles) per $1 spent above $5,000 per statement period.
Annual Fee: Waived in the first year, then $375. A $65 fee payable per additional cardholder per year.
5. Citi Premier Card
Sign-up Bonus: Apply by July 29 2021 and spend $4,000 on eligible purchases within 90 days of approval to pocket 130,000 bonus Citi Rewards points.
When converted from Citibank Rewards to KrisFlyer at the card’s 2.5:1 conversion rate, that puts your haul at 52,000 KrisFlyer miles.
Rewards: You can earn 2 Citi Points (0.8 KrisFlyer miles) per $1 spent online, as well as on eligible international transactions. All other domestic spend in Australia provides 1 Citi Point (0.4 KrisFlyer miles) per $1 spent. A cap of 200,000 Citi Points (80,000 KrisFlyer miles) applies per 12-month period on your Citi Premier Mastercard.
However, by adding an optional Linked Diners Club Card to the account, you can earn 2 Citi Points (0.8 KrisFlyer miles) per $1 spent at home and abroad, without capping or tiering. Do note though, points aren’t earned on government-related payments on either the Mastercard or the Linked Diners Club Card.
Annual Fee: $150 in the first year and each subsequent year if you spend $48,000 on eligible purchases or cash advances in the previous year, otherwise $300.
6. Westpac Altitude Black Mastercard
Sign-up Bonus: Eligible new customers can earn 150,000 bonus Altitude Points via Westpac’s Altitude Black Mastercard when applying by September 7 2021, selecting Altitude Rewards as the card’s loyalty option and spending $4,000 on eligible purchases within 90 days of card approval.
With Altitude Points converting into KrisFlyer miles at a 3:1 rate, that gives you a bounty worth 50,000 bonus KrisFlyer miles.
Rewards: Earn 6 Altitude Points (2 KrisFlyer miles) per $1 spent on the first $10,000 per calendar month on flights purchased in Australia directly with Singapore Airlines, Virgin Australia, Emirates, Qantas and Jetstar, then 1.25 Altitude Points (0.416 KrisFlyer miles) per $1 spent thereafter on these purchases.
You’ll also earn 1.25 Altitude Points (0.416 KrisFlyer miles) per $1 spent on most other eligible purchases, uncapped, except at Spotify, David Jones, Myer, The Iconic, Airbnb, Uber and Uber Eats, at which you’ll earn a higher 2 Altitude Points (0.66 KrisFlyer miles) per $1 spent, also uncapped.
Annual Fee: A $250 annual card fee applies, although there’s no extra charge for an additional cardholder. You can apply here.
7. St.George Amplify Platinum Visa with Amplify Points
Sign-up Bonus: Apply online for the St.George Amplify Platinum with Amplify Points card by September 28 2021 and you could earn 80,000 bonus Amplify Points when you spend $3,000 on eligible purchases purchases in the first 90 days from card approval.
When converted from the Amplify Rewards program to KrisFlyer at a 2:1 rate, that bounty is worth 40,000 bonus KrisFlyer miles.
Rewards: You’ll earn one Amplify Point per $1 spent on everyday purchases, equal to 0.5 KrisFlyer miles per dollar spent after conversion. Points earning is uncapped.
Annual Fee: $99. There’s no additional cardholder fee, or separate rewards fee to participate in the Amplify Rewards program, through which you can convert points to Singapore Airlines KrisFlyer.
Similar offers for bonus points can also be found on the near-identical Bank of Melbourne Amplify Platinum with Amplify Points and the BankSA Amplify Platinum with Amplify Points credit cards when applying online.
8. ANZ Rewards Platinum
Sign-up Bonus: Pocket 120,000 bonus ANZ Reward Points when you apply and spend $1,500 on eligible purchases in the first three months from approval. Following the same 3:1 conversion rate to KrisFlyer as ANZ Rewards Black, that’s worth 40,000 KrisFlyer miles.
Rewards: Collect 1.5 ANZ Reward Points (0.5 KrisFlyer miles) per $1 spent on eligible purchases up to and including $2,000 per statement period, and 0.5 ANZ Reward Points (0.16 KrisFlyer miles) per $1 spent above $2,000 per statement period.
Annual Fee: Waived in the first year, then $95. There’s also a $65/year fee charged per additional cardholder.
9. NAB Rewards Signature Card
Sign-up Bonus: Receive 90,000 bonus NAB Rewards points when you apply and spend $3,000 on everyday purchases within the first 60 days of opening your account, plus 30,000 bonus NAB Rewards points when you keep your card for over 12 months, for a bonus of up to 120,000 NAB Rewards points.
With NAB Rewards points converting to KrisFlyer at a 3:1 rate, that’s up…